NY Homeowner Protection Program
Free housing counseling and legal service connections through HOPP. Call 855-466-3456.
Find homeowner assistanceEllison Realty Services · Rochester & Monroe County
Your home. Your future. Your options.
Whether you hope to stay, are considering a sale or simply want to understand the next step, you deserve reliable information without pressure.
Explore your optionsThis is a real estate information program, not a government service, housing counseling agency, law firm or lender. No outcome is guaranteed.
Start where you are
What would you like to explore?
Choose the description that feels closest to your goal. You can change your mind at any point. Browsing these options does not send your details to Ellison Realty.
Independent help comes first
Trusted resources for New York homeowners.
If you are behind on mortgage payments, have received a court notice or are unsure of a deadline, speak directly with a qualified housing counselor or attorney. You do not need to contact Ellison Realty first.
HUD housing counselors
Find independent housing counseling. Call HUD at 800-569-4287.
Search counseling resourcesNew York foreclosure rights
Learn about notices, consumer rights and where to find legal support from the New York Department of Financial Services.
Read New York guidanceYou decide whether to reach out.
We do not require a listing agreement to share these resources. We do not promise to stop a foreclosure, modify a loan or provide legal advice. We respect your privacy and your decisions, including the decision to keep your home.